Mortgage Lender in Grayhawk, Scottsdale AZ

📍 Grayhawk · Scottsdale 💰 Prices from $700K–$1.8M 🏠 SFR ✅ Jumbo & Conventional
$700K–$1.8M
Median price range
Conventional
Best-fit loan
Maricopa
County

About Grayhawk

Grayhawk is one of Scottsdale's standout neighborhoods — known for its golf & family community. With home prices ranging around $700K–$1.8M, it attracts buyers looking for SFR in the Maricopa County market.

As a licensed Arizona mortgage lender serving Grayhawk and all of Scottsdale, I work with buyers at every price point to find the right financing — whether that's a conventional loan, FHA, VA, or Jumbo product.

Best-Fit Loan Programs for Grayhawk Buyers

Conventional loan
3–20% down · no upfront MIP · best for buyers with 620+ credit
FHA loan
3.5% down · flexible credit · popular with first-time buyers
Arizona Home Plus DPA
Soft second mortgage · forgiven after 60 months · income limit $155,386 (2026)

Local Flavor

Fun fact
Grayhawk Golf Club's Raptor course has hosted PGA Tour events and is consistently ranked among the top 10 public courses in Arizona.
Historical note
A 1990s master-planned community built around two championship golf courses, Grayhawk attracted families seeking top-rated schools and resort-style amenities.

Frequently Asked Questions

What loan programs work best in Grayhawk?
Jumbo & Conventional are the best fit for most Grayhawk buyers given the typical price range of $700K–$1.8M. I can review your specific situation and match you to the right program in a 15-minute call.
How much do I need to put down to buy in Grayhawk?
Down payment requirements vary by loan type. FHA starts at 3.5%, Conventional at 3–20%, and Jumbo loans typically require 10–20%. Arizona's Home Plus DPA can help cover down payment costs for qualifying buyers.
How quickly can I get pre-approved for a Grayhawk home?
In most cases, I can provide a same-day pre-approval for qualified buyers. Having a pre-approval letter before you make an offer is essential in a competitive neighborhood like Grayhawk.
Do you serve the entire Scottsdale area?
Yes — I serve all Scottsdale neighborhoods and all of Maricopa County, including nearby communities. See the Scottsdale neighborhoods guide for a full overview.
Todd Uzzell Arizona Mortgage Lender
Todd Uzzell — Licensed Arizona Mortgage Lender
NMLS #1525192 · Serving Grayhawk, Scottsdale and all of Arizona
500+ clients helped · FHA, VA, Conventional, USDA, Jumbo

Ready to Buy in Grayhawk?

Get pre-approved today or schedule a free consultation to review your options.

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