$380K–$650K
Median price range
Conv./FHA
Best-fit loan
Maricopa
County
About South Scottsdale
South Scottsdale is one of Scottsdale's standout neighborhoods — known for its affordable entry-point, arts revival. With home prices ranging around $380K–$650K, it attracts buyers looking for SFR/Condo in the Maricopa County market.
As a licensed Arizona mortgage lender serving South Scottsdale and all of Scottsdale, I work with buyers at every price point to find the right financing — whether that's a conventional loan, FHA, VA, or Jumbo product.
Best-Fit Loan Programs for South Scottsdale Buyers
FHA loan
3.5% down · flexible credit · popular with first-time buyers in this price range
Conventional loan
3–20% down · no upfront MIP · best for buyers with 620+ credit
Arizona Home Plus DPA
Soft second mortgage · forgiven after 60 months · income limit $155,386 (2026)
Home in Five Advantage
Up to 5% DPA for Maricopa County qualifying buyers
Local Flavor
Fun fact
South Scottsdale's Scottsdale Road corridor is experiencing a major arts and food renaissance, attracting young buyers priced out of Old Town.
Historical note
One of Scottsdale's original residential areas dating to the 1950s, South Scottsdale is undergoing significant gentrification as buyers seek proximity to Tempe and Old Town.
Frequently Asked Questions
What loan programs work best in South Scottsdale?
Conventional & FHA are the best fit for most South Scottsdale buyers given the typical price range of $380K–$650K. I can review your specific situation and match you to the right program in a 15-minute call.
How much do I need to put down to buy in South Scottsdale?
Down payment requirements vary by loan type. FHA starts at 3.5%, Conventional at 3–20%, and Jumbo loans typically require 10–20%. Arizona's Home Plus DPA can help cover down payment costs for qualifying buyers.
How quickly can I get pre-approved for a South Scottsdale home?
In most cases, I can provide a same-day pre-approval for qualified buyers. Having a pre-approval letter before you make an offer is essential in a competitive neighborhood like South Scottsdale.
Do you serve the entire Scottsdale area?
Yes — I serve all Scottsdale neighborhoods and all of Maricopa County, including nearby communities. See the Scottsdale neighborhoods guide for a full overview.
Ready to Buy in South Scottsdale?
Get pre-approved today or schedule a free consultation to review your options.
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