$750K–$1.4M
Median price range
Conventional
Best-fit loan
Maricopa
County
About Old Town Scottsdale
Old Town Scottsdale is one of Scottsdale's standout neighborhoods — known for its arts, nightlife & walkability. With home prices ranging around $750K–$1.4M, it attracts buyers looking for Condo/Townhome/SFR in the Maricopa County market.
As a licensed Arizona mortgage lender serving Old Town Scottsdale and all of Scottsdale, I work with buyers at every price point to find the right financing — whether that's a conventional loan, FHA, VA, or Jumbo product.
Best-Fit Loan Programs for Old Town Scottsdale Buyers
Conventional loan
3–20% down · no upfront MIP · best for buyers with 620+ credit
FHA loan
3.5% down · flexible credit · popular with first-time buyers
Arizona Home Plus DPA
Soft second mortgage · forgiven after 60 months · income limit $155,386 (2026)
Local Flavor
Fun fact
Old Town's Arts District has over 100 galleries — more art per square block than almost any neighborhood in the Southwest.
Historical note
Once a rural farming village in the 1890s, Old Town Scottsdale transformed into a cultural hub after WWII as artists and galleries moved into the original townsite.
Frequently Asked Questions
What loan programs work best in Old Town Scottsdale?
Jumbo & Conventional are the best fit for most Old Town Scottsdale buyers given the typical price range of $750K–$1.4M. I can review your specific situation and match you to the right program in a 15-minute call.
How much do I need to put down to buy in Old Town Scottsdale?
Down payment requirements vary by loan type. FHA starts at 3.5%, Conventional at 3–20%, and Jumbo loans typically require 10–20%. Arizona's Home Plus DPA can help cover down payment costs for qualifying buyers.
How quickly can I get pre-approved for a Old Town Scottsdale home?
In most cases, I can provide a same-day pre-approval for qualified buyers. Having a pre-approval letter before you make an offer is essential in a competitive neighborhood like Old Town Scottsdale.
Do you serve the entire Scottsdale area?
Yes — I serve all Scottsdale neighborhoods and all of Maricopa County, including nearby communities. See the Scottsdale neighborhoods guide for a full overview.
Ready to Buy in Old Town Scottsdale?
Get pre-approved today or schedule a free consultation to review your options.
Apply Now Free Consultation